When A Two-Salary Income Fails
?>
Download eBooks and Software
Text The Romance Back - Earn Major Cash In Weird Niche. Text The Romance Back Out Converts Everything In The Niche. Now Offering 75% On Front End Plus 50% On Upsells. Earn Major Cash Helping Men And Women Get More Romance At The Push Of A Button. As Seen On Rachael Ray. Go To Http://www.trb-jv.com Now.
Girl Gets Ring - Earn Huge Cash & Make A Difference In The World Help Millions Of Women Dying To Get Married Now And Earn 75%. High Converting Video Sales Letter By Creator Of Multi-million Best Seller Magic Of Making Up. Unlimited Traffic. Juicy Upsells. For Free Articles, Video And Free Training See Affiliate Page.
Highest Converting Offer For Women Very High Converting Sales Video Teaches Women The Truth About Men's Minds. Converts Like Crazy To Weight Loss, Relationship And Other Women's Traffic. Over $65 Per Sale. You Get Paid Now And In 30 Days. Http://www.secretsurveyjv.com
Articles > WomenWhen A Two-Salary Income Fails
by: Esther Smith
While this may not apply to everyone, you may find that a second salary brings in substantially less than you thought it would. In the beginning, Rachael thought that since she and her husband were just about breaking even as a couple, that staying home with the new baby would not work -- infant needs seemed endless. So she went back to her old job.
After a few weeks, they decided to actually calculate their bottom line with and without her weekly pay. This should not have been a surprise because there was still no extra funds at the end of the month. Rachael’s second income necessitated extra expenses resulting in a near-breakeven budget once again.
When you consider the hidden expenses of a two-income household you must include the obvious ones like child care and commuting costs. Add to this -- order-out lunches, and those quickie dinners like take-out or prepared heat ‘n serve selections. Office clothes and dry cleaning will apply to some.
Increased exposure to common illnesses for the child in daycare caused Rachael’s absence from work more often than her single co-worker taking another bite out of her weekly paycheck. Rachael’s second salary pushed them into a higher income tax bracket bringing an added burden at tax time.
If a two-salary income doesn’t work any better than the one-salary did, then your answer has to be the Internet. To accomplish this without household friction, you must have three things going for you: (1) partner’s cooperation: he/she must be willing to share some of the household duties without complaint. (2) your flexibility: to be able to work odd hours like when the baby sleeps, and (3) the biggest of all, sacrifice: working at home will mean giving up a few things until your Internet income equals what you earned offline.
When new mothers were asked what they would be willing to sacrifice to stay at home and work, some of their answers were:
- Selling the second car to save on taxes, ins, and loan payments
- Cable TV
- Wal-Mart weekly stops
- Cigarettes; a costly as well as unhealthy expense
- Dinners out
Some added their willingness to shop for baby clothes at the thrift-store (they were surprised at the bargains). And almost all have begun coupon shopping; a big savings on the food budget.
The latest research states that 8,500 new home businesses are started every day in the U.S. So if you have been lifting couch cushions looking for loose change, get in on the Internet opportunities but you must be open to all possibilities. When you limit your focus, you limit your choices of income.
Opportunities such as Clickbank or Payaah are two popular avenues that can set you up in a heartbeat with multiple programs under one umbrella. You can hit the ground running, and explore other offers at your leisure.
Works for me.
© 2004 Esther Smith
?>
News on Women
Are Women's Mentoring Programs Redundant? Women develop in key business roles, not through mentoring programs. Are women?s leadership programs a waste of time? Women are assigned under 10 percent of the most crucial business functions in top companies, says a??World Economic Forum??study. The disproportionate "pink ghettos" - or mid-career women in "staff jobs" - will not be remedied by an ... Olympic Athletics History: The Women's Hammer Throw Champions The women's hammer throw was a recent addition to the Olympic Games making its debut in 2000 at the Sydney Olympics. With the inclusion of the hammer throw for women, both the men and women compete in an equal number of field events at the Olympics, with the only difference being the decathlon for men and the heptathlon for women. The following list takes a look at each of the women to earn ... Fitness May Boost Survival for Women With Breast Cancer FRIDAY, May 25 (HealthDay News) -- Women with advanced breast cancer who have higher levels of fitness during treatment tend to live longer than women with lower levels of fitness during treatment, new research finds. Women get less information on post-cancer fertility NEW YORK (Reuters Health) - Cancer treatment can sometimes lead to infertility, but young women are less likely than young men to be informed of that risk, a new study suggests. Swedish researchers found that of nearly 500 cancer survivors ages 18 to 45, most men -- 80 percent -- said their doctor had told them their chemotherapy could affect their future fertility. But only 48 percent of women ... Single Women Wonder Where All The Single Men Are Hiding DEAR ABBY: My friends and I are women in our late 40s and early 50s. Some of us are married, some are single. Individually or as a group we have taken classes, volunteered, gone on cruises, gone to clubs and bars -- you name it.We have noticed that nearly everyone at these activities is either female or with a female as part of a couple. There are loads of single middle-aged women out there ...
|